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PrEP without insurance?

Dr. Demetre: I don’t have insurance, how can I get PrEP? Can I still get it?
Dr. David: Got questions about PrEP?
#AskTheHIVDoc has all the answers.
Dr. Demetre: The company that makes PrEP has a really generous patient assistance program. If you can’t afford PrEP, if you don’t have insurance, if you have a high copay, visit their website and they’ll give you information about how you can get assistance. That may mean that they’ll send you the drug or they’ll help you pay for their copays. Either way it’s a great program that you should look into if you’re interested in PrEP. Download the forms, take them to your doctor, take them to a community-based organization. They can give you a hand if you need. The bottom line is, if you want it, there’s ways to get it.

Wondering how you’re going to pay for PrEP? You’ve come to the right place! Dr. Demetre lays out options for getting the HIV prevention pill if you don’t have insurance or can’t afford the co-pays.

Do you have insurance? PrEP is covered by most insurance plans, and should be covered by Medicaid and Medicare. There are multiple sources that can assist with any remaining out-of-pocket expenses.

No insurance? No problem! If you are uninsured, there may be resources available that can help pay for PrEP and the necessary clinic visits and tests. One such source is the U.S. Department of Health and Human Services’ Ready, Set, PrEP Program that provides PrEP at no cost for people without insurance. For more information, and to apply for the program, visit or call (855) 447-8410.

Another source is Gilead’s Medication Assistance Program for PrEP (Gilead is the company that makes PrEP). You can apply for this program to see if you can get PrEP at no cost, based on your income. For more information call (877) 505-6986.

Click here for more information on PrEP. 


#AskTheHIVDoc is a video series from Greater Than HIV featuring top HIV doctors providing answers to commonly-asked questions about HIV prevention, testing and treatment.

This information is shared for educational purposes only and should not be used as a substitute for professional medical advice. The views expressed are those of the featured medical professional and reflect information available to that professional at time of filming. Always consult a health care provider for any personal health decision.

While we make every effort to keep the medical information on our website updated, we cannot guarantee that the information reflects the most up-to-date research. Also, please note the views expressed by individuals who appear in Greater Than HIV videos and other content are their own and are not made on behalf of any groups/organizations/associations.