Individuals who do not have health insurance from an employer or government program can get covered under the Affordable Care Act, or ACA. You can buy and compare health care plans online, over the phone, or in person in every state.
Use the tool above to find out about options in your state.
Generally, you can only sign up, or change, health plans under the ACA during an annual open enrollment period.
For 2018, the open enrollment period was November 1 thru December 15, 2017. A number of states have extended their 2018 enrollment period. Click here to find out more. (If you or a someone in your family experiences certain qualifying life events there may be allowances.)
With limited exceptions, all legal residents of the United States are required to have health insurance. If you don’t have health insurance, such as through your employer, or a government program (such as Medicaid or Medicare), you will need to purchase coverage or pay a penalty. Even if you receive services from the Ryan White HIV/AIDS Program or the AIDS Drug Assistance Program (ADAP), you will most likely still need to have health insurance.
You cannot be denied or charged more because you have HIV, or any other pre-existing condition. Financial assistance may be available if you need help.